Loan Against Funds or Shares

Unlock Instant Liquidity with Loan Against Mutual Funds or Shares

Need urgent funds but don’t want to redeem your investments? A Loan Against Funds gives you quick access to cash by pledging your existing Mutual Funds, Shares, ETFs, or Bonds—without liquidating them. Whether it’s for business needs, education, medical expenses, or personal use, this loan option helps you retain ownership and continue earning market returns.

Fast, flexible, and efficient—loan against funds is a smart way to meet your financial goals without disturbing your long-term wealth plans.

Key Features:

• Loan Amount: Borrow up to 70-80% of the value of your pledged securities
• Quick Disbursal: Funds credited within 24–48 hours of approval
• No Prepayment Charges: Repay early without any penalty
• Continue to Earn: Your investments stay intact and continue to earn dividends or returns
• Overdraft Facility: Pay interest only on the amount utilized, not the entire limit
• Digital Process: Apply and manage your loan online with ease

Eligible Securities:

• Mutual Funds (Equity & Debt)
• Demat Shares
• Exchange-Traded Funds (ETFs)
• Bonds and Government Securities

Who Can Apply?

• Salaried individuals
• Business owners
• HNIs & professional investors
• Corporates (for loans against company-held securities)

Why Choose Us?

• No need to sell your long-term investments
• Attractive interest rates compared to unsecured loans
• Easy top-up and renewal options
• Transparent terms with minimal paperwork
• 100% digital pledge and unpledge facility

With a Loan Against Funds, you stay invested and in control. It’s ideal for temporary liquidity needs without disrupting your financial portfolio. Whether the markets are high or low, your investments continue to grow while your needs are met instantly.