General Insurance

General Insurance: Protecting What Matters Most

While life insurance secures your family's future, general insurance protects everything else that matters — your health, home, vehicle, travel, business, and even your digital presence through cyber insurance. It provides financial coverage against unexpected risks such as accidents, theft, natural disasters, hospitalization, cyberattacks, or legal liabilities.

What is General Insurance?

General Insurance provides financial protection against non-life risks such as accidents, health emergencies, property damage, theft, or liability. Unlike life insurance, it covers specific events or assets for a defined period.

Types of General Insurance:

• Health Insurance Covers medical expenses, hospitalization, surgeries, etc.
• Motor Insurance For cars, bikes, or commercial vehicles (third-party + own damage).
• Home Insurance Protects your home and belongings from fire, theft, natural disasters.
• Travel Insurance Covers trip cancellations, medical emergencies, lost luggage, etc.
• Commercial Insurance For businesses (fire, liability, marine, engineering, etc.)
• Personal Accident Insurance Offers coverage in case of injury, disability, or death due to accidents.

Why Choose General Insurance?

• Risk Protection Safeguards against unforeseen financial losses
• Peace of Mind Helps you stay stress-free in emergencies
• Legal Compliance Motor insurance is mandatory in India
• Business Security: Protects assets, employees, and liability risks

Key Features

• Policy-based cover (annual or multi-year)
• Premium depends on coverage, risk, and asset value
• Instant purchase and claim services available online
• Regulated by IRDAI (Insurance Regulatory and Development Authority of India)

Who Should Buy?

• Individuals seeking health or travel protection
• Vehicle owners (mandatory by law)
• Homeowners looking to protect property
• Business owners needing risk coverage